Insurance Coverage

Following a car accident in which your vehicle is declared a total loss, your insurance company will indemnify your loss by giving you the current value of your vehicle, regardless ...

Some car accident injury claims in Nova Scotia, New Brunswick and Prince Edward Island fall under a “minor injury cap”. This cap limits the maximum amount (“damages”) a person can ...

If your insurance policy has a rental endorsement, your premium may cover the use of that rental. This endorsement is also referred to as “Loss of Use” insurance, since you ...

PLPD stands for “Personal Liability & Property Damage”. It’s a type of insurance coverage that affects two things – injuries caused to a person, and damage caused to property (like ...

Compensation for an accident usually comes in two phases:  “Section B” and “Section A” (See our article that explains the different types of accident insurance benefits). Section B benefits are ...

The SEF 44 Family Protection Endorsement is optional coverage that may be part of your automobile insurance policy. It provides you with extra protection in case you are injured by ...

Motor vehicle insurance policies generally have 4 categories that apply to different types of accidents – Section A, Section B, Section C and Section D. Every accident falls into one ...